Friday, April 30, 2021If your business uses vehicles for work such as transporting equipment or products, you likely need commercial auto insurance. Also called business auto insurance, this coverage insures vehicles owned or used by a business, the driver who operates on their behalf, and the business itself. READ MORE >>
Thursday, March 18, 2021When severe storms strike, they could leave significant damage in their wakes. If your business suffers property damage, then it could suffer significant financial setbacks as it faces the prospect of recovery. However, you don’t have handle repairs completely on your own provided you have property insurance. READ MORE >>
Monday, February 15, 2021The difference between an HO-3 and HO-5 homeowners insurance policy can be confusing. Read on to discover what policy works best for you and your family. Comparing the Two Policies Coverage: While the two policy types offer identical coverage for dwellings, the HO-5 policy is clearly superior in terms of personal property coverage. READ MORE >>
Monday, February 1, 2021Tax season is in full swing! Our friends at TaxAct have some valuable insight for business owners when it comes to insurance and their tax opportunities We can insure just about anything we choose: our cars, houses, businesses, ability to work – even our lives. READ MORE >>
Wednesday, January 20, 2021Classic cars hold a special place in the car community, but not every old car is considered a classic. Only certain vehicles are considered classics by definition. To be a classic, your vehicle must: Be at least 20 years of age but less than 40 years of age READ MORE >>
Wednesday, January 13, 2021Few cold-weather maladies are more irritating than frozen pipes, but what exactly causes them? During the drop in temperature, water may freeze inside plastic pipes, which causes it to expand and pressurize. Not only can frozen pipes prevent water from flowing properly, but they can potentially burst and cause flooding to your home. READ MORE >>
Monday, December 28, 2020Does Auto Insurance Require a Deposit? You might have seen auto insurance advertisements that claim that you can get a policy with $0 down at the time you buy. Don’t let this ruse fool you. It does not mean that you won’t pay anything at the time you enroll; it just means that you might be able to hold off on paying a portion of your premium until later. READ MORE >>
Wednesday, November 25, 2020 Winterize Your Home: Pro Tips from Ratliff Insurance If winter weather catches you off guard, and your home is not prepared for heavy snow and cold, you can experience damage ranging from burst pipes to a collapsed roof. Costs for repairs of this scale add up quickly, so prepping your house for the colder months in autumn is a smart approach. READ MORE >>
Wednesday, November 18, 2020 One thing a lot of people dread is unintentionally leaving their car windows down during a rainstorm. After all, when this happens, you could face significant interior damage and high repair costs. Will your car insurance help you pay for the repairs? What can you do to avoid these losses? READ MORE >>
Tuesday, October 13, 2020 Want to avoid summer accidents that you could be liable for? Check out these tips on how to be safe around pools, trampolines and ATV/Motorcycles: Pools: We all love sitting by the pool and relaxing. But it is important to be safe around them to avoid any accidents. READ MORE >>
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