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Home > Blog > Ratliff Insurance Agency Blog: homeowners insurance
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Ratliff Insurance Agency Blog: homeowners insurance

View the latest blog posts from Ratliff Insurance Agency.

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Monday, February 15, 2021

Homeowners Insurance Policies: HO-3 vs. HO-5

The difference between an HO-3 and HO-5 homeowners insurance policy can be confusing. Read on to discover what policy works best for you and your family.  Comparing the Two Policies  Coverage: While the two policy types offer identical coverage for dwellings, the HO-5 policy is clearly superior in terms of personal property coverage. READ MORE >>
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