Call Us 469-232-9970 ☰ ˟
469-232-9970
Logo
  • HOME
  • GET A QUOTE
    • Get A Quote
    • Automobile
    • Business & CommercialImage of right arrow
      • Builders Risk
      • Business Owners (BOP) Quote Form
      • Commercial Auto Insurance Quote
      • General Liability Quote Form
      • Workers Compensation Quote
    • Homeowners
    • Renters
    • BondsImage of right arrow
      • Payment Performance Bonds
    • Motorcycle
    • Boat
    • Life
    • Group Health
    • Trucking
    • Truckers
    • Towing
    • Fleet
    • Small Freight
    • Cyber Liability
    • Non-Profits
    • Directors & Officers
    • EPL
  • PRODUCTS
    • AutomobileImage of right arrow
      • Classic Car Insurance
      • Car Dealership Insurance
    • HomeownersImage of right arrow
      • Property
      • Condo
      • Homeowner's Liability
    • Renters
    • Business & CommercialImage of right arrow
      • Landscape Insurance
      • Bar Insurance
      • Cleaning Business
      • Dental Practice Insurance
      • Craft Brewery Insurance
      • Contractors Insurance
      • Catering Insurance
      • Construction Insurance
      • Handyman Insurance
      • Medical Malpractice Insurance
    • Bonds
    • Commercial Umbrella
    • HVAC Contractors
    • LifeImage of right arrow
      • Group Life Insurance
      • Individual Life
      • Long Term Care
    • Group Health
    • Non-Profits
    • Cyber Liability
    • Directors and Officers
  • CUSTOMER SERVICE
    • Automobile
    • Business & CommercialImage of right arrow
      • Request ID Card For Commercial Auto Policy
      • Request General Liability Certificate of Insurance
    • Homeowners
  • BLOG
  • Our Agency
    • About Ratliff Insurance AgencyImage of right arrow
      • Our Staff
      • Our Locations
    • Our Carriers
    • Refer a Friend
    • Insurance Glossary
  • CONTACT US
    • Get A Quote
    • Join our Newsletter
  • AREAS WE SERVICE
    • TEXAS
    • Austin
    • Dallas
    • Fort Worth
    • Houston
    • Plano
    • San Antonio
    • Waco
    • ARKANSAS
    • ARIZONA
    • CALIFORNIA
    • COLORADO
    • GEORGIA
    • KANSAS
    • MISSISSIPPI
    • NEW MEXICO
    • OKLAHOMA
    • TENNESSEE
    • VIRGINIA
Home > Commercial-Products > Coverage-For-Specific-Industries > Nursing Insurance - Dallas TX & Plano TX

Nursing Insurance in Dallas and Plano, TX

As a nurse, your proximity to patients means you're legally responsible for what happens in your presence. Unfortunately, even when you're doing your best, dissatisfied patients may hold you liable for problems outside of your ability to control.

Nursing insurance provides coverage for claims that go beyond what your school or employer provides (including incidents they don't cover or that exceed their policy limits), allowing you to have a sense of security and perform your job with the confidence that comes from being protected. Common uses for this coverage include:

  • Defendant expenses
  • HIPAA fines or penalties
  • License protection
  • Lost wages
  • Reimbursing patients for losses they may sustain while in your care

It is important to keep in mind that your workplace's insurance will not protect you from every problem that can occur. For example, if a complaint is filed with your local board of nursing and you need to fight it, you may be on your own unless you have individual insurance that can reimburse you for your expenses.

Nursing Malpractice Insurance

Accusations of malpractice have been on the rise, particularly as nurses are required to take on more responsibility. That's all the more reason to get an individual insurance plan as soon as you can, because the coverage provided by your practice or hospital may not be enough to pay for a malpractice suit.

The best way to obtain coverage against malpractice suits is to talk with a Ratliff Insurance Agency agent about what you do in your workplace and what kind of risks or exposures you may face. Different offices ask nurses to do different tasks, and you don't need to pay for coverage on anything that's not your responsibility.

You may need insurance of this type even if you are not a nurse, but are performing any of the tasks normally associated with nursing. This includes volunteering to help care for others, with or without a license. If you're unsure whether or not you need nursing insurance in your current situation, talk to one of our agents and find out for sure.

 

1. "Patient Assessment: Roles of RNs and LVNs." National Nurses Organizing Committee. Accessed April 11, 2016. http://www.nationalnursesunited.org/page/-/files/pdf/nursing-practice/advo-alerts/rn-lvn-role-assessment.pdf.

2. "Malpractice Suits Against Nurses on the Rise." Announcements & Articles - The Law Office of Deborah L. Phillips. Accessed April 11, 2016. http://www.dprnesq.com/pages/news/malpractice-suits-against-nurses-on-the-rise.

Logo
Quick Links
Home Our Products Customer Service Report a Claim
About Us Refer A Friend Our Carriers Blog Contact Us Career Opportunities
Location
11661 Preston Rd, Suite 146
Dallas, TX 75230

Ph: 214-890-0760
Fx: 214-890-0632
customerservice@ratliffinsuranceagency.com
Social Social Social Social
© Copyright. All rights reserved.
Powered by Insurance Website Builder