Property Insurance

Strength and Stability for Your Home.

Your home is your sanctuary. It’s a dependable shelter that keeps you and your family safe, and it’s the place where memories are made. For most people, a house represents the biggest financial and emotional investment they’ll ever make. With the right property insurance, you can help protect your investment or personal property from what life may throw your way.

Every property insurance policy is different, and at Ratliff Insurance Agency, we’ll work with you to make sure your needs are met.

We offer many types of property policies:

• Homeowners Insurance
• Renters Insurance
• Condo Insurance
• Scheduled Property Insurance
• Landlords Insurance

Our property insurance policies also offer many coverage options to protect from various causes of damage:

• Fire and Lightning
• Theft
• Collisions from Vehicles or Aircraft
• Hail
• Sewer/Drain Backup
• Windstorm
• Vandalism
• Volcanic Eruption
• Smoke
• Freezing Conditions or Snow

Property Insurance Options to Consider

There are many additional coverage types that are available to safeguard your residence and belongings, and it’s important to talk with a representative from Ratliff Insurance Agency who can help you find the right policy.

Options such as flood or earthquake Insurance may not fall under a standard property policy. In the event of an accident or theft, personal property insurance can pay the actual cash value or replacement cost of personal content items or articles like furniture, appliances, and clothing.

As is the case with many features of property insurance, additional coverage can vary greatly depending on your policy, which is why it’s important to discuss your individual insurance options with Ratliff Insurance Agency before making a decision.