Many people rent their homes because they don’t want the additional cost and maintenance burdens that come with owning a home. Still, even though you don’t own the home, that doesn’t mean you are not responsible for the property and your possessions inside. Fires, theft, vandalism or other hazardous events might impact the home at any time, and your landlord might only bear limited liability for your losses in these cases. You need to have renters insurance to make up the difference.
Let Ratliff Insurance Agency help you get a renters insurance policy that offers you optimized, essential protection for your rental house, apartment or condominium at all times. We proudly provide residents of Dallas, Plano, Frisco, University Park, Highland Park, Richardson and surrounding areas with coverage that will always protect their personal possessions and liabilities within their rental home.
Insuring Texas Renters with Top-of-the-Line Coverage
Everyone has different goals and objectives for their renters insurance. By working with you to determine how, when and where you need protection, we can help you adequately insure your household assets with appropriate coverage.
Your possessions coverage will pay for damage to your personal belongings. Most policies pay actual cash value (ACV), which is an item’s value at the time of the loss. Others pay replacement cost value, which helps you replace an item with brand new pieces.
Policies will offer liability insurance, which pays if you negligently cause property damage or bodily injuries to another party, including a landlord.
Coverage can cover living expenses if you experience a loss of use scenario following a damaging event at home.
We will help you choose the coverage limits, deductibles and endorsements that are best for you. After setting expectations, we can compare policies from numerous carriers. That helps us ensure you have the coverage that offers the most affordable premium. To get started, request a quote.
Available Agents Insuring Renters
At Ratliff Insurance Agency we believe in that insurance should be simple. Whether you have a question, need a policy adjustment or want to file a claim, we will make it easy for you.
Our staff enjoys building lasting relationships with clients, and we feel those relationships helps us offer the best services to every policyholder. By knowing you, we can better serve you, and that helps us ensure that you have the appropriate renters policy in place.
Contact us to learn more about how we can protect your assets while renting.